If you’re running a business and want to maximize your everyday spending, business credit cards can unlock massive rewards—especially when it comes to free travel. With the right cards, you can earn hundreds of thousands of points or miles, access premium perks, and save thousands on business expenses.
As someone with over 11 million Amex Membership Rewards points, I’ve used credit card strategies to travel the world at little to no cost. In this post, I’ll share the top business credit cards in 2025 that can help you do the same—whether you’re looking for points, cashback, or premium travel benefits.
1. American Express Business Gold Card
Why It’s Great:
This is one of the best cards for businesses that spend on advertising or tech.
- 4X Membership Rewards points on your top 2 spending categories (up to $150K/year) including:
- Online advertising (e.g., Google, Facebook)
- U.S. restaurants, gas stations, software, and wireless
- 3X points on flights and prepaid hotels via AmexTravel
- Welcome bonus: Up to 200,000 points via referral link
- $240 flexible business credit
- 0% APR for 6 months
Points can be transferred to travel partners, making 1 point worth up to 2 cents—great for travel hacking.
2. Capital One Venture X Business Card
Why It’s Great:
Perfect for those who want simple, unlimited rewards.
- 2X miles on all purchases, unlimited
- 150,000 bonus miles after $30,000 spend
- $300 annual travel credit
- Lounge access and travel protections
- $395 annual fee (offset by travel credit)
3. Chase Ink Business Preferred
Why It’s Great:
Strong value for businesses that spend on shipping, advertising, or travel.
- 3X Chase Ultimate Rewards points on:
- Shipping
- Internet and cable
- Travel and online ads
- 90,000 bonus points after qualifying spend
- Points are worth 25% more when redeemed via Chase Travel
4. American Express Business Platinum Card
Why It’s Great:
For premium travel perks and large-spend businesses.
- 250,000 Membership Rewards points bonus with referral
- 5X points on flights and prepaid hotels via AmexTravel
- 1.5X points on purchases over $5,000
- $1,500+ in annual credits: Dell, Adobe, Indeed, Clear, airline fees
- Global Lounge Access (Centurion, Delta Sky Club, etc.)
- $695 annual fee (worth it if you travel often)
5. Chase Ink Business Premier
Why It’s Great:
Best for large purchases and cashback seekers.
- 2.5% cash back on purchases of $5,000+
- 2% cash back on everything else
- $1,000 welcome bonus after $10,000 spend
- Redeem as cash or through Chase Travel Portal
6. Amex Blue Business Plus
Why It’s Great:
Ideal starter card with no annual fee.
- 2X points on first $50,000/year
- 0% APR for 12 months
- Welcome bonus: 15,000 points
7. Marriott Bonvoy Business Card
Why It’s Great:
Perfect for Marriott loyalists.
- 6X points at Marriott hotels
- 3 Free Nights after qualifying spend
- Gold Elite status and anniversary night benefit
- $125 annual fee (offset by free nights)
8. Hilton Honors Business Card
Why It’s Great:
Maximize stays at Hilton properties.
- 12X Hilton points on Hilton purchases
- 5X points on business-related categories
- 175,000 Hilton points welcome bonus
- Gold Elite status and 10 free Priority Pass visits
- $95 annual fee
9. Delta SkyMiles Reserve Business Card
Why It’s Great:
If you fly Delta, this card offers unmatched perks.
- 3X SkyMiles on Delta purchases
- 1.5X miles after $150K spend
- Free Delta Sky Club + Centurion Lounge access
- Companion ticket each year
- $650 annual fee (worth it for Delta flyers)
10. Bonus: Rakuten for Cashback and Points
Before making online purchases (like using Amex credits at Dell), always check Rakuten. You can:
- Earn up to 12% cashback
- Stack Rakuten earnings with Amex credits
- Even opt to earn Amex Membership Rewards instead of cash
Final Thoughts
Whether you want luxury travel perks, simple cashback, or a no-annual-fee starter card, there’s a business credit card that fits your goals. These cards not only offer amazing welcome bonuses but also help you maximize every dollar you’re already spending.
Pro Tip: Use referral links to access exclusive offers—often higher than what you’ll find on the bank’s site.
Let me know in the comments—what’s your favorite business credit card and why?