Gas prices are still climbing in 2025, and if you’re like most Americans, you’re likely feeling the pinch every time you fill your tank. Fortunately, using the right gas rewards credit card can significantly cut your fuel costs—while also offering cashback on other everyday purchases like groceries, dining, and streaming.
Whether you’re a road warrior, a budget-savvy commuter, or just looking for better rewards at the pump, here are the top gas credit cards in 2025 to help you earn as you drive.
1. Blue Cash Preferred® Card from American Express
Best Overall for Gas and Groceries
- 3% cashback at U.S. gas stations
- 6% cashback at U.S. supermarkets (up to $6,000/year)
- No foreign transaction fees
- $0 intro annual fee for the first year, then $95
- $84 Disney Bundle Credit and 0% intro APR for 12 months
Why It’s Great: This card hits all the right notes—especially for families or anyone who spends heavily on gas and groceries. The cash back on streaming services is a nice bonus too.
2. Blue Cash Everyday® Card from American Express
Best No-Annual-Fee Gas Credit Card
- 3% cashback at U.S. gas stations (up to $6,000/year)
- 3% cashback on U.S. online retail and supermarkets
- No annual fee
- 0% intro APR on purchases and balance transfers for 15 months
Ideal For: Shoppers who want solid rewards without worrying about paying an annual fee.
3. Chase Freedom Flex℠
Best for Rotating 5% Gas Rewards
- 5% cashback on rotating categories (gas included once per year)
- 3% cashback on dining and drugstores
- $200 welcome bonus after spending $500 in 3 months
- 0% intro APR for 15 months on purchases and balance transfers
- No annual fee
Why Consider It: While gas is only a bonus category one quarter per year, the 5% return makes it one of the most lucrative—if you plan ahead and activate the category on time.
4. Discover it® Student Cash Back
Top Choice for Student Drivers
- 5% cashback on quarterly rotating categories (gas often included)
- Cashback Match in the first year (doubling your rewards)
- No credit score required to apply
- 0% intro APR on purchases for 6 months
Perfect For: Students new to credit who want to earn meaningful rewards while building a solid credit profile.
5. Citi Custom Cash℠ Card
Most Flexible Rewards for Gas or Other Top Spending
- 5% cashback on your top eligible spending category (gas, groceries, etc.)
- $200 bonus after spending $1,500 in 6 months
- 0% intro APR for 15 months on purchases and balance transfers
- No annual fee
Pro Tip: If gas is your top spending category that month, you’ll automatically earn the full 5%—no need to opt in or activate anything.
6. Wells Fargo Autograph℠ Card
Best for Everyday Drivers with Broader Categories
- 3X points on gas, EV charging, dining, travel, and more
- Cell phone protection (up to $600)
- No spending cap on rewards
- 0% intro APR for 12 months
- No annual fee
Standout Feature: Broad earning categories and a strong travel component make this great for drivers who also spend heavily on dining and subscriptions.
7. Costco Anywhere Visa® Card by Citi
Best for Costco Members
- 4% cashback on eligible gas and EV charging (up to $7,000/year)
- 3% on dining & travel, 2% at Costco, and 1% on other purchases
- No annual fee (with Costco membership)
- Rewards redeemed once per year as a Costco certificate
Good To Know: If you already shop at Costco, this card maximizes your rewards across everyday and warehouse spending.
Final Tips to Maximize Your Gas Rewards
- Track categories: For rotating rewards cards, mark your calendar to activate quarterly bonuses.
- Pair cards: Use a high gas rewards card at the pump and another cashback card for groceries or dining.
- Avoid interest: Pay your balance in full each month to keep your rewards from being offset by interest charges.
- Check for intro offers: Many cards offer 0% APR or generous bonuses—don’t leave those on the table.
Conclusion
Fueling up in 2025 doesn’t have to break the bank. Whether you’re a student just starting out or a family driver logging miles every week, choosing the right gas rewards credit card can put real money back in your pocket. Start by evaluating your monthly gas spend, and match it with the card that aligns with your lifestyle.
Want help choosing the perfect card for your needs? Let me know and I’ll suggest a tailored recommendation based on your spending style.